Not all universities cost the same either. For starters, tuition fees vary depending on where you go and if you're Scottish, English or Welsh. Although most universities have settled on £3,000 a year, prices are as stable as a see-saw with hiccups.

In Northern Ireland, for example, the cost of living is a fraction of what it is in the South East of England, but that’s not much help if you have to pay the difference to get there and back. However, the North East is also cheaper as are parts of Scotland, the North West and the Midlands.

London is by the far the most expensive place to study. It’s not just accommodation costs which go through the roof (and then the rain gets in), but everything from the weekly shopping to a can of drink in a shop.

Just about the only thing that’s relatively cheap in London is petrol, but it’s still very expensive and most students can’t afford to run a car in London anyway. And then there’s the congestion charge and nowhere to park.

One of the other money problems with London (in common with a number of other places) is not just how much anything costs, but how much of everything there is. It’s hard to resist the temptations, whether you can afford them or not and, besides, what’s the point of living somewhere so expensive if you’re not going to make the most of its compensations?

In fact, you are entitled to a bigger loan if you’re a student in London, but it doesn’t reflect the difference in how much extra cash London students can end up forking out.

Click on the below links for more info on university costs:

• Where else the money goes
• Student finacial support

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